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Can a lender legally evict me from my home in foreclosure before its auction sale date?

My condo is in foreclosure and an auction sale date is set for January 11th. Today, in shock, some inspector guys came here and were talking about changing the locks. They took pictures…they said they were looking to see if I was still here, that the water was on, and that the heat was on. I have a legal right to stay here until the auction sale, don’t I? I plan to file a bankruptcy too later this month. Please advise.

Once you quit paying your mortgage and foreclosure papers have been filed you have no rights.

This entry was posted on Tuesday, December 21st, 2010 at 2:34 pm and is filed under homes condos for sale. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

7 Responses to “Can a lender legally evict me from my home in foreclosure before its auction sale date?”

  1. Yes you can stay.
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  2. The problem facing many lenders in this situation is stubborn people flatly refusing to vacate the premises once the auction is completed
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  3. They cannot change the locks while you are still the legal owner of the condo.
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  4. Once you quit paying your mortgage and foreclosure papers have been filed you have no rights.
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  5. No, he can’t evict you right now but after auction, you will left with no option other than to leave the house. It is better to leave the house at your own and manage for some other one before he might force you to leave that house.
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  6. Yes, in some states the lender is allowed to bypass the sale process and take title to the property without a foreclosure sale if they can prove the property is abandoned. I would also conclude that you have not been filing any response to the foreclosure action or taking care of the property, therefore the lender assumed the property was abandoned. I would recommend that you accelerate the bankruptcy filing at the earliest opportunity, and discuss this matter with an attorney if possible. Additionally, you can click the link here and select your state to receive additional information about the foreclosure laws and process in your state. http://www.worldclassmemberservices.com/ForeclosureLaws.html
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  7. Read in sides : http://www.worldclassmemberservices.com/…
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