How do I know if I am in foreclosure?
I have not made a mortgage payment nor my hoa dues in over a year. My mortgage company is Bank of America and I live in Arizona. I had my condo up for short sale and once the buyers started to deal with the management company they withdrew. This was on three different occasions. Why won’t the bank foreclose on me? I am currently in an apartment and may be moving in the near future. Will this hurt me in trying to find a place to live? I do not need any judgemental answers from anyone because there were many variables involved. The property should be condemned for mold. The management company has not done a thing since they took over in 2004 and I paid my dues religiously up until I left.
"I do not need any judgemental answers from anyone because there were many variables involved. "
People live with variables every single day of their lives yet manage to take care of business.
Your cred it shot to hell for a long time to come and NO you will not get an apt with all that mess on your score unless it is an individual compared to a complex that you rent from.
Pull your FREE credit reports here http://www.annualcreditreport.com and you will see just how bad your credit is now. You may also find you HAVE been foreclosed on why you had "VARIABLES".