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	<title>Comments on: How can I protect my credit after my husband goes through a short sale?</title>
	<atom:link href="http://www.rubi925.com/apartments-condos-for-sale/how-can-i-protect-my-credit-after-my-husband-goes-through-a-short-sale/feed" rel="self" type="application/rss+xml" />
	<link>http://www.rubi925.com/apartments-condos-for-sale/how-can-i-protect-my-credit-after-my-husband-goes-through-a-short-sale</link>
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		<title>By: quizzard123</title>
		<link>http://www.rubi925.com/apartments-condos-for-sale/how-can-i-protect-my-credit-after-my-husband-goes-through-a-short-sale/comment-page-1#comment-1489</link>
		<dc:creator>quizzard123</dc:creator>
		<pubDate>Sun, 28 Feb 2010 16:24:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.rubi925.com/apartments-condos-for-sale/how-can-i-protect-my-credit-after-my-husband-goes-through-a-short-sale#comment-1489</guid>
		<description>Partly it will depend on when everything happens.  Your credit cards may not LET you separate your affairs, for one thing, if you jointly acquired the cards.  

One suggestion might be to get a rental set up in advance, while your credit is good, just in case.
&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Partly it will depend on when everything happens.  Your credit cards may not LET you separate your affairs, for one thing, if you jointly acquired the cards.  </p>
<p>One suggestion might be to get a rental set up in advance, while your credit is good, just in case.<br />
<br /><b>References : </b></p>
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		<title>By: SPIFIMAN1</title>
		<link>http://www.rubi925.com/apartments-condos-for-sale/how-can-i-protect-my-credit-after-my-husband-goes-through-a-short-sale/comment-page-1#comment-1488</link>
		<dc:creator>SPIFIMAN1</dc:creator>
		<pubDate>Sun, 28 Feb 2010 15:49:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.rubi925.com/apartments-condos-for-sale/how-can-i-protect-my-credit-after-my-husband-goes-through-a-short-sale#comment-1488</guid>
		<description>Your credit score will not be affected at all.

On the other hand since California is a community property State you are just as responsible for the repayment of this loan as your husband is. 

If you lender comes after you in court separating your your finances will not help. If they do and get a judgment this will show on your credit but by that time you should have already rented a apartment.

Good luck.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;Finance Manager for over 9-years / 2008 edition Consumer Action Handbook.</description>
		<content:encoded><![CDATA[<p>Your credit score will not be affected at all.</p>
<p>On the other hand since California is a community property State you are just as responsible for the repayment of this loan as your husband is. </p>
<p>If you lender comes after you in court separating your your finances will not help. If they do and get a judgment this will show on your credit but by that time you should have already rented a apartment.</p>
<p>Good luck.<br /><b>References : </b><br />Finance Manager for over 9-years / 2008 edition Consumer Action Handbook.</p>
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		<title>By: earnestine C</title>
		<link>http://www.rubi925.com/apartments-condos-for-sale/how-can-i-protect-my-credit-after-my-husband-goes-through-a-short-sale/comment-page-1#comment-1487</link>
		<dc:creator>earnestine C</dc:creator>
		<pubDate>Sun, 28 Feb 2010 15:43:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.rubi925.com/apartments-condos-for-sale/how-can-i-protect-my-credit-after-my-husband-goes-through-a-short-sale#comment-1487</guid>
		<description>I spoke with a lawyer...Voluntary foreclosure could be better because it would only be 1 hit on your credit instead of having to go 180 days past due. You can offer the deed to your house if the bank will take it to prevent the bank from placing a judgement for any amount uncollected at the sale. 

www.home-lender-loan.info&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>I spoke with a lawyer&#8230;Voluntary foreclosure could be better because it would only be 1 hit on your credit instead of having to go 180 days past due. You can offer the deed to your house if the bank will take it to prevent the bank from placing a judgement for any amount uncollected at the sale. </p>
<p><a href="http://www.home-lender-loan.info" rel="nofollow">http://www.home-lender-loan.info</a><br /><b>References : </b></p>
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		<title>By: golferwhoworks</title>
		<link>http://www.rubi925.com/apartments-condos-for-sale/how-can-i-protect-my-credit-after-my-husband-goes-through-a-short-sale/comment-page-1#comment-1486</link>
		<dc:creator>golferwhoworks</dc:creator>
		<pubDate>Sun, 28 Feb 2010 15:38:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.rubi925.com/apartments-condos-for-sale/how-can-i-protect-my-credit-after-my-husband-goes-through-a-short-sale#comment-1486</guid>
		<description>if you did not sign the NOTE then you should be fine &lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>if you did not sign the NOTE then you should be fine <br /><b>References : </b></p>
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