Real Estate

I saw on their website nice house/condo or apartament for 20k and up, I’m from NY and I’m planning to go in Orlando to buy a home vocation for my family but I’m little concern I spoke with one of my builders that I Work for and he said that is not really that price sometimes take up to 6 months to close or the bank accepts your offer , even you buying cash, What is the car Fax for home??? lol lol , wher I can see who really owns the property, Please if anybody out there in orlando and can give a help I Appreciatte.

Manny
Long Island NY
English/Portuguese

You are blurring issues here.

First, a short sale is the most complex of your options, that is the one that can take months and months and months, even if you are paying cash.

Next, if you are looking at foreclosure websites, it is highly unlikely that $20,000 is the price, it is probably the amount the owner is in default. The foreclosure sites put up ‘teaser’ information in an effort to get you to put your credit card information in there. Foreclosures sits are notoriously inaccurate. There are houses on a foreclosure site that have been sold months ago, but they still appear there. Typically, a foreclosure home will process as quickly as any other transaction, there are going to be additional forms you have to sign, but the transaction is essentially the same.

I have never heard of a car fax for a home. Your local tax assessor will have information about who owns the home. But in the case of foreclosures, some lenders are using asset management companies to sell their REO properties, so who is handling the transaction might not necessarily be the lender.

My suggestion would be to contact an Orlando Realtor that specializes in vacation homes and let them guide you.

I’ve had my dog for over 2 1/2 years and a few people are complaining since the Rules & Regulations says no dogs allowed. I’ve been forthright with notifying the management company when I received her and also faxed them information on my pet such as her breed, weight 8lbs, doesn’t bark, etc., including the bill of sale. There are a few (3 people approx) that are stirring the pot saying that I shouldn’t be allowed to keep her. I disagree for mainly 2 reasons: 1) I was honest about my pet 2 1/2 years ago, and 2) she is my family and I can’t live without her. I don’t know what my legal rights are – can someone help me?
To clarify, the Rules & Regulations were posted almost 3 months after I got her.

Generally, the rules and regulations banning dogs would mean you have to either get rid of the dog or move. However, you did everything correct in knocking the association’s feet out from under its ability to enforce those rules.

Of your two reasons to keep the dog. The first is correct (at least in Florida) and the second is irrelevant, legally speaking. The association has known for two and a half years that you had the dog. You may be able to keep it because of "collateral estoppel," "equitable estoppel," and/or "laches." If there are other owners with dogs and there is no effort to make them remove the dogs, then you also have "unequal enforcement" as a defense.

If an enforcement action is taken against you, hire a local attorney who practices condominium/homeowners/community association law. You want an attorney whose practice is at least 50% in those areas of the law and at least 5 years experience practicing law.

in Ocean city, things are not 50K or less,

maybe you can move outside of town and find something

I’m already offering an incentive of paying for a portion of the assessment fees for a few months (was going to do 3 months, but may move it up to 6 months). The area I live in has 80 condos and as of this morning 3 more listed (including mine). There are another 3 for sale already. These condos are all fairly new (mine was built in 2004 and I’m the original owner). I have a great real estate agent, but am looking for other options to get the upper hand on the others selling also. The prices for each condo varies too (we are all the same size, same floor plan). Any suggestions would be greatly appreciated. Thanks!
I’m in Coastal GA and we are not allowed to rent out more than 20% of the units (which has been met). Mine is not the lowest priced, but it’s in the middle. I’m just above my appraisal price though (by $900). I have a view that not all condos have (of the pond and fountain), plus some were built at different times (mine is only 3 yrs old and others that are selling were built 6 yrs ago). I’m okay to sit here for awhile as I’m going to move locally, but I don’t want to sit on this forever either. I don’t want to go to the lowest cost because I know my place is worth more than that and I’ve only just listed too. An open house will be held in 4 weeks too.

At this point in the market, especially the condo market, I feel that waiting is the name of the game. Your incentive of paying a portion of the assessment fees is a good one. You might also consider a credit to the buyer at closing for closing costs. Many buyers find this kind of relief a god send and can help them to qualifiy more easily for financing. Lenders look at this as a portion of the required down payment. Another incentive to think about is a seller 2nd mortgage. I have worked with many buyers that have gotten sellers to agree on a 3% to 5% second mortgage. Check with your listing agent or a real estate attorney for more details regarding this type of insentive. Best of luck.

http://www.brokerforyou.com/brokerforyou/ San Diego Home Forecast 2010 – Opinion on the 2010 San Diego real estate outlook. Why San Diego foreclosures will still have an impact on the San Diego homes for sale market in 2010. brokerforyou.com Bob Schwartz is a San Diego real estate broker with 30 years experience. If you own a San Diego home or are planning purchasing San Diego real estate Bob’s San Diego 2010 real estate outlook is a must read. You can also search San Diego homes for sale (San Diego MLS) at: http://www.brokerforyou.com
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When you owe more on your home than it’s worth you may want to do a short sale. In a short sale the bank forgives some of what you owe them. It’s more cost-effective for a bank to do a short sale than foreclose on a home.

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Sea Ranch Living! www.SeaRanchLiving.info. Wow, what a great home! Low mileage – It has never been lived in full time. A custom home at the end of a cul-de-sac with a partial sunset Gulf view in the prestige waterfront community of Sea Ranch On The Gulf, near Hudson Beach. Direct deep water Gulf access to boating, fishing, and water sports is just minutes away from a brand new 10,000 lb boat lift and long-life dock! The large twin garage accommodates 3 cars and is served by an elevator to the main floor of the residence. The main living floor boasts a large great room plan accented with Corinthian columns and 5 designer fans, with large living room, dining room and kitchen. The kitchen is accented by beautiful cabinets and Corian countertops with stylish tile backsplash and no-seam sink. Large Jack & Jill bedrooms flank a bathroom that has been completely remodeled with new fixtures and tasteful tile. The large 2nd main bathroom also has a completely new facelift and includes a large jetted spa tub. Attractive laminate floors spread throughout this entire floor. The third floor consists of the large carpeted master suite and bath. This is a perfect place for family and friends! Despite numerous recent remodels, paint and maintenance, the sale includes a one year American Home Shield buyer’s home warranty. Convenient to some great waterside food and entertainment spots as well as local shopping, schools, a VA clinic and a renowned cardiac hospital. This is Sea Ranch Living at its best. Don’t miss your opportunity!

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